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If you’ve never balanced your checkbook before, and you’ve had your checking open for a while, start writing all your transactions in your register today. Keep reading… all the stuff below will apply to you except the “I-don’t-know-exactly-what-balance-I’m-starting-out-with” stuff. You’ll add in deposits you make, debit card returns you take back to the store and interest you earn. You can add in your first deposit, and subtract checks you write, fees you incur, and ATM withdrawals you make. If you are just starting out with a brand new checking account, this process will be easier. Whether you’re starting a new checking account or starting to balance an old checking account If you hate carrying a bulky checkbook around, ask us for a debit card register. Here’s the key… use the checkbook register to write down every penny that goes into your checking or comes out of your checking. We don’t want you to have that problem, so let’s figure out the best way for you to keep track of exactly how much money is in your checking account.
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(Which is a pretty lousy way to spend your money, don’t you think?) Unfortunately, those are usually the ones who end up having overdraft charges. You’re in the majority since most people don’t do it.
BALANCE A CHECKBOOK HOW TO
Most Americans don’t know how to balance a checkbook… gasp! If you’ve never balanced your checkbook before, you may think it’s too tedious or too late to start.